Coverages for Homeowners and Renters

When you choose us for your home insurance, condominium insurance, or apartment insurance, you'll enjoy a wide range of first-class coverages, including:

• Coverage for Personal Property — Provides up to the actual cash value of personal effects; additional coverages are offered for protecting higher-value possessions like collectibles and jewelry (items over $1,000 require appraisal).
• Dwelling Coverage — Provides up to the replacement value of your home at no extra charge.
• Structure Coverage — Protects structures other than your primary dwelling (e.g., pools, storage sheds).
• Medical Expense Coverage — Covers medical costs incurred by others as a result of bodily injuries (up to a certain limit).
• Liability Exposures Coverage — Covers property damage or bodily injury to another person.
• Loss-of-Use Coverage — Reimburses you for expenses incurred when you lose the use of your home after a covered claim.

Take a few moments to see how affordable full-featured homeowners insurance and renters insurance can be: call 1-888-745-2507.