Coverages for Homeowners and Renters
When you choose the GMAC Insurance Homeowners Program* for your home insurance, condominium insurance, or apartment insurance, you'll enjoy a wide range of first-class coverages, including:
- Coverage for Personal Property — Provides up to the actual cash value of personal effects; additional coverages are offered for protecting higher-value possessions like collectibles and jewelry (items over $1,000 require appraisal).
- Dwelling Coverage — Provides up to the replacement value of your home at no extra charge.
- Structure Coverage — Protects structures other than your primary dwelling (e.g., pools, storage sheds).
- Medical Expense Coverage — Covers medical costs incurred by others as a result of bodily injuries (up to a certain limit).
- Liability Exposures Coverage — Covers property damage or bodily injury to another person.
- Loss-of-Use Coverage — Reimburses you for expenses incurred when you lose the use of your home after a covered claim.
Take a few moments to see how affordable full-featured homeowners insurance and renters insurance can be: Get an online homeowners insurance quote or renters insurance quote or call 1-800-675-3669.
Underwritten in TX by Ranchers & Farmers Mutual Ins. Co. and Homesite Lloyds of Texas. Underwritten in WA by Homesite Ins. Co. of the Midwest.
Coverage information is intended to be a summary and does not supplement or replace specific language of the insurance contract.
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