How do you know if you need specialized motorhome insurance? Whether you've got a 40-foot Class A motorcoach, a Class B van conversion, or Class C rig with a slideout, don't make the mistake of relying on “ordinary” auto insurance to protect your motorhome. You need true specialized motorhome insurance.
For example, does your rig have awnings, antennas, a tow kit, levelers or other permanent attachments? Then you need the Permanent Attachments Coverage that comes with Good Sam VIP motorhome insurance.
If you hit an overhang, forget to retract your awning, or have another common RVing mishap, “ordinary” auto insurance most likely won't pay for everything you need. But motorhome insurance from Good Sam VIP insures your permanent attachments for the full amount it will cost to replace them - not a depreciated amount. And this Permanent Attachments Coverage is included at no extra charge.
However, what's on the inside of your motorhome is valuable too. Have you ever really thought about all the things that you carry in your “home away from home” as opposed to what you carry in your car? The experts who designed Good Sam VIP motorhome insurance have. That's why motorhome insurance from Good Sam VIP features Personal Effects Coverage that automatically insures the belongings in your RV for full replacement cost up to $3,000. And you can always add more coverage if you need it.
Of course, your motorhome itself is one of the most valuable possessions you own, and that is why specialized motorhome insurance from Good Sam VIP also provides Optional Full Replacement Cost Coverage: If your RV is totaled or stolen (and not recovered) in its first five model years it will be replaced with a comparable new RV, even if you're not the original owner. After the first five model years, you will receive your full original purchase price - not a depreciated amount - toward the purchase of the replacement RV. This important feature of Good Sam VIP specialized motorhome insurance protects you from depreciation - you could save thousands!
If your home away from home is a motorhome, then you shouldn't hit the road without motorhome insurance from Good Sam VIP.
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