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If you're a full-time RVer and live in your recreational vehicle, you need coverage similar to Homeowners.
 

Whatever vehicle you drive, under-inflated tires are unsafe and costly.
 

Homeowners Insurance

Designed to protect your residence and also your piece of mind.
 

RV vs Auto Insurance


The coverage you carry on your RV matters; that’s why The Good Sam Insurance Agency recommends a specialized RV policy over a traditional Auto policy every time.
 
A custom RV policy typically provides more coverage because it is designed specifically for your unique recreational vehicle needs, yet it costs about the same as traditional Auto Insurance. At The Good Sam Insurance Agency, we understand that there are significant risks when you underinsure your RV. Our custom RV insurance policies help you eliminate most out-of-pocket expenses while ensuring that you’re travelling with the proper level of coverage for your rig. Our policies even include extra features and benefits that come at no additional cost to you.
 

 
RV Insurance
Feature
The Good Sam Vehicle
Insurance Plan
Traditional
Auto Insurance
Personal Belongings Coverage
Covers the cost of your personal belongs up to $3,000 at no additional cost to you. Need more coverage? Just let us know!
Not offered.
One Policy for both RVs and Autos
By combining your Auto and RV Insurance onto one policy, you can save as much as 20% on your insurance premium!
Not offered.
RV Claims Experts
Rest assured that seasoned RV Insurance experts will handle your claim, getting you and your RV back on the road as seamlessly and efficiently as possible.
Auto Claims Adjusters will do their best to tend to your claim, but remember, their RV expertise is limited.
Full Replacement Cost Coverage
Provides a new RV if yours is stolen or totaled in a covered claim within the first five model years.
Only offered in some cases and it’s usually limited to just one year of coverage.
Emergency Expense Allowance
Helps cover the cost of food, travel, and lodging if you have a covered claim away from home at no additional cost to you.
Not offered.
Coverage for Full-Time RVers
Very few RV Insurance companies actually offer insurance for full-timers. At the Good Sam Insurance Agency, you can rest assured that we know how to handle the unique issues that arise when you drive and live in your home.
Not offered.
Storage Option
The Good Sam Insurance Agency understands the RVing lifestyle. We know that there are times that you simply want to hang up your keys and put it in park for a while. Our storage option allows you to suspend coverages you don’t need when you’re not using your RV, and save on your insurance premium.
Not offered.
Permanent Attachments Coverage
Automatically covers items like awnings and antennas at full replacement cost.
Not offered.
Personal Belongings Coverage
Personal Belongings Coverage
 
The Good Sam Vehicle Insurance Plan covers the cost of your personal belongs up to $3,000 at no additional cost to you. Need more coverage? Just let us know!
 
Traditional Auto Insurance is not offered.
One Policy for both RVs and Autos
One Policy for both RVs and Autos
 
The Good Sam Vehicle Insurance Plan By combining your Auto and RV Insurance onto one policy, you can save as much as 20% on your insurance premium!
 
Traditional Auto Insurance is not offered.
RV Claims Experts
RV Claims Experts
 
The Good Sam Vehicle Insurance Plan Rest assured that seasoned RV Insurance experts will handle your claim, getting you and your RV back on the road as seamlessly and efficiently as possible.
 
Traditional Auto Insurance Auto Claims Adjusters will do their best to tend to your claim, but remember, their RV expertise is limited.
Full Replacement Cost Coverage
Full Replacement Cost Coverage
 
The Good Sam Vehicle Insurance Plan Provides a new RV if yours is stolen or totaled in a covered claim within the first five model years.
 
Traditional Auto Insurance Only offered in some cases and it’s usually limited to just one year of coverage.
Emergency Expense Allowance
Emergency Expense Allowance
 
The Good Sam Vehicle Insurance Plan Helps cover the cost of food, travel, and lodging if you have a covered claim away from home at no additional cost to you.
 
Traditional Auto Insurance is not offered.
Coverage for Full-Time RVers
Coverage for Full-Time RVers
 
The Good Sam Vehicle Insurance Plan Very few RV Insurance companies actually offer insurance for full-timers. At the Good Sam Insurance Agency, you can rest assured that we know how to handle the unique issues that arise when you drive and live in your home.
 
Traditional Auto Insurance is not offered.
Storage Option
Storage Option
 
The Good Sam Vehicle Insurance Plan The Good Sam Insurance Agency understands the RVing lifestyle. We know that there are times that you simply want to hang up your keys and put it in park for a while. Our storage option allows you to suspend coverages you don’t need when you’re not using your RV, and save on your insurance premium.
 
Traditional Auto Insurance is not offered.
Permanent Attachments Coverage
Permanent Attachments Coverage
 
The Good Sam Vehicle Insurance Plan Automatically covers items like awnings and antennas at full replacement cost.
 
Traditional Auto Insurance is not offered.