Truck pulling an RV on an open road through mountains

RV Insurance for as low as $15/month*

Quote online or call 1-888-514-1116 to speak to an agent.

Affordable Coverage for your RV

Whether your RV is your full-time home, or home away from home, you can secure the specialty coverage you need to meet state legal requirements and have peace of mind. You might even be able to lower your premium by taking advantage of discounts and other money-saving opportunities.


Explore affordable RV coverage

Fulll replacement cost coverage

Helps pay for a comparable model RV if yours is stolen and not recovered or totaled during its first five model years. For older models, you’ll receive the original sales price to help pay for a replacement RV. We even have experts on hand to help you track down the exact make and model of your choice.

Permanent attachments coverage

Ensures that if a covered loss damages your RV, your payout to help repair or replace built-on accessories will be depreciation-free. This insurance add-on applies to accessories that are attached to your vehicle, including awnings, antennas, satellite dishes, roof racks, and steps.

Personal effects coverage

Protects the personal belongings inside your RV at their original cost new, rather than a depreciated value. Items like electronics, appliances, clothing, bedding, and other travel essentials are covered up to $3,000. Additional protection is also available if you tend to carry more gear on the road.

Accident forgiveness coverage

Depending on your location and driving history, this optional insurance feature can help you avoid a rate increase after a first at-fault accident involving your RV.

Discounts and savings

Good Sam offers a wide range of opportunities to get more protection for less, including:

  • Multi-product Save up to 21% each year when you combine your RV and auto on one policy
  • Single-deductible savings. If your RV and auto are involved in the same covered accident, you are only responsible for paying one deductible, not two.
  • Paid-in full discount.Decrease your total premium costs when you pay in full rather than in monthly or quarterly installments.
  • Multi-policy discount. Protect your home or condo along with your RV and you could lower your overall insurance costs.
  • Storage option. Save on your full premium while your RV is being stored.  By keeping only your comprehensive coverage active and pausing your collision and liability, you can avoid paying on-the-road rates while your vehicle is not in use.
  • Anti-theft and safety feature discounts. Depending on your location, you could qualify for savings if your RV is equipped with factory or aftermarket security or tracking features.

Get customizable insurance for your specific RV.

Whether you live in a large travel trailer or vacation with a luxury motorhome and vehicle you tow, we can help you get specialized coverage that can be custom-built for your entire RVing lifestyle.

  • Travel trailer

    These easily detachable trailers range from 14-38 feet long and offer a seemingly endless number of floorplans.
  • Fifth wheel

    Fifth wheels are a popular trailer-style unit (21-42 feet long) that maximize living space by having the trailer extend over a truck bed.
  • Motorhomes

    Class A's are large and offer luxury travel features. Class B's (camper vans) are much smaller and easier to drive. Class C's can be a good mid-sized option.

Why choose the Good Sam Insurance Agency?

Recreational vehicle owners everywhere trust Good Sam Insurance to protect themselves, their loved ones, and their prized possessions.

Learn about us

Get an RV insurance quote with ease.

Our recreational vehicle insurance pros are ready to help you find coverage. Quotes are simple and fast, and you can get covered quickly.

RV parked at the lake

Get RV insurance when you need it most.

  • Contact us

    At home or on the road, you can always contact us to answer your questions. These are the ways you can reach us.
  • Report a claim

    We hope you steer clear of danger, but we also recognize that accidents happen. If you ever need to file a claim, here's what you should know.
  • Frequently asked questions

    Have general questions about RVing and insurance? Our FAQs page addresses RV coverage basics.

Our full-service agency can help you with all your RV insurance needs.

The Good Sam Insurance Agency represents the nation's top-rated insurance companies. We take pride in shopping our network of specialty RV insurance carriers to try to provide you with the best RV insurance protection at a price that fits your RV lifestyle and your budget.

  • Progressive logo
  • Allstate logo
  • Liberty Mutual logo
  • National General an Allstate Company logo
  • Foremost Insurance Group

* Percent savings based on National General Group in-force policies produced by Good Sam Insurance Agency as of 11/2024. Individual savings, if any, will vary.

Average monthly premium based on our countrywide survey of the combined new business travel trailer and motorhome policies produced by Good Sam Insurance Agency and underwritten by carriers in the National General Group from 01/01/2025-06/24/2025. Individual premiums will vary.

No insurance policy covers every loss or circumstance. All coverages, features, benefits and discounts are subject to the individual carrier’s terms, conditions, deductibles, and exclusions as well as state requirements. Availability and eligibility will vary by state, insurer and individual. The coverages, discounts , features, or benefits referenced herein are summaries for general descriptive purposes only and relate to RV policies underwritten by carriers in the National General Group.

Good Sam Insurance Agency (GSIA) is an independent agency that produces business for multiple insurers. Review Good Sam's privacy policy. Each insurer is solely responsible for its own products and may pay GSIA for policies referred or sold. Customers interested in RV insurance and/or related products will be assisted by licensed personnel from National General Insurance Marketing, Inc. and its affiliates. Good Sam Insurance Agency is not responsible or liable for the availability of RV insurance and/or related products. Certain services, including hosting and administering the Good Sam Insurance website, are provided for Good Sam by National General Insurance Marketing, Inc. Quotes via this site are limited to products underwritten by carriers in the National General Group. Certain content provided herein applies only to carriers in the National General Group