Georgia RV Insurance
Explore Georgia with peace of mind.
What are the minimum coverages for Georgia RV insurance?
Motorized RVs
Motorhomes must meet the same Georgia minimum insurance requirements as cars:
- Bodily injury liability: $25,000 per person and $50,000 per incident to help pay for injuries to others if you're at fault for an accident.
- Property damage liability: $25,000 per incident to help pay for damage you cause to someone else's property if you're at fault for an accident.
Towable RVs
Georgia does not mandate insurance for towable RVs, such as travel trailers or fifth wheels. However, you should consider RV-specific insurance to protect your investment. Your auto policy’s liability coverage may extend to your trailer while it’s being towed, but it won’t cover damage to the trailer itself, its contents, or when it’s unhitched.
Other requirements: If your RV is financed, lenders often require you to have collision coverage to safeguard against damages from accidents with other vehicles or objects, and comprehensive coverage to cover damage from non-collision events such as theft, vandalism, and natural disasters. Additionally, insurers must offer uninsured/underinsured motorist bodily injury (UM/UIM), which you can decline by signing a waiver.
Additional RV coverages in Georgia.
These specialized RV insurance options are designed to protect your investment.
- Personal effects coverage: Protect your stuff against damage and theft.
- Storage option: Cover your stored RV from storms, fire and theft — for less.
- Emergency expense coverage: Get reimbursed for travel costs if the unexpected hits.
- Vacation liability: Safeguard yourself from campsite accidents.
- Full replacement cost coverage: Get a comparable RV if yours is totaled or stolen.
- Roadside assistance: Request 24/7 emergency road service in case of a breakdown.
- Pet injury protection: Get reimbursed for veterinary expenses if your pet is injured in an accident involving your insured RV.
- Pest damage protection: Guard your RV against hidden threats like pests, insects, and other rodents.
RV savings and discounts.
Various money-saving opportunities could lower your premium:
- Paid-in-full discount
- Multi-policy discount
- Multi-product discount
- Homeowner discount
Georgia RV insurance tailored to your needs.
Whether you're a full-timer or just vacation in your RV, we can help you get specialized coverage that is custom-built for your RV lifestyle.
Travel trailer
These easily detachable trailers range from 14-38 feet long and offer a seemingly endless number of floor plans.Fifth wheel
Fifth wheels are a popular trailer-style unit (21-42 feet long) that maximize living space by extending over a truck bed.Motorhomes
Class A's are the largest type of motorhome and offer luxurious features. Class C's can be a good mid-sized option.
A full-service agency to help with RV insurance in Georgia.
The Good Sam Insurance Agency represents the nation's top-rated insurance companies. We take pride in shopping our network of specialty RV insurance carriers to try to provide you with the best RV insurance protection at a price that fits your RV lifestyle and your budget.